INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH REVIEW (IJMDRR) (www.ijmdrr.com) Bangalore-560083, INDIA. Print ISSN: 2395-1877 Online ISSN: 2395-1885 Impact Factor: 7.352 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Ms. Suvarna R. Pise, Dr. Shobha B Jambhulkar has published research paper in " International Journal of Multidisciplinary Research Review (IJMDRR) peer reviewed and refereed journal, Volume- 1, Issue- 30, August 2017, pp. 115-118." Paper Title:- " A STUDY ON RETENTION POLICIES, PRACTICES AND STRATEGIES OF SME WITH SPECIAL REFERENCE TO SMES IN BHOSARI MIDC AREA. " Chief Editor Managing Editor